With an abrupt call to attention, Monday morning began an immediate descent upon ritual hardware; that is, early rising, cold water ablutions, elemental breakfast, statutory cycle, mandatory car wash and – finally – securing a Smart Advantage checking account from BMO Harris in the United States of America. And even more substantially we successfully transferred funds from our Canadian checking account to our Canadian US$ account to our Smart Advantage checking account. The process – as preposterous as it appears – is in fact de rigueur on the global financial platform. It is no doubt a reflection of the constitutional mandate to confine the transfer of money to the legislative body of the territory to which it is transferred. This means the requirement for a direct local connection.